Interpretation and Definitions
Interpretation
The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.
Definitions
For the purposes of this Privacy Policy:
Account means a unique account created for You to access our Service or parts of our Service.
Business, for the purpose of the CCPA (California Consumer Privacy Act), refers to the Company as the legal entity that collects Consumers’ personal information and determines the purposes and means of the processing of Consumers’ personal information, or on behalf of which such information is collected and that alone, or jointly with others, determines the purposes and means of the processing of consumers’ personal information, that does business in the State of California.
Company (referred to as either “the Company”, “We”, “Us” or “Our” in this Agreement) refers to H Morales Farmers Agency.
Consumer, for the purpose of the CCPA (California Consumer Privacy Act), means a natural person who is a California resident. A resident, as defined in the law, includes (1) every individual who is in the USA for other than a temporary or transitory purpose, and (2) every individual who is domiciled in the USA who is outside the USA for a temporary or transitory purpose.
Cookies are small files that are placed on Your computer, mobile device or any other device by a website, containing the details of Your browsing history on that website among its many uses.
Device means any device that can access the Service such as a computer, a cellphone or a digital tablet.
Do Not Track (DNT) is a concept that has been promoted by US regulatory authorities, in particular the U.S. Federal Trade Commission (FTC), for the Internet industry to develop and implement a mechanism for allowing internet users to control the tracking of their online activities across websites.
Personal Data is any information that relates to an identified or identifiable individual.
For the purposes of the CCPA, Personal Data means any information that identifies, relates to, describes or is capable of being associated with, or could reasonably be linked, directly or indirectly, with You.
Sale, for the purpose of the CCPA (California Consumer Privacy Act), means selling, renting, releasing, disclosing, disseminating, making available, transferring, or otherwise communicating orally, in writing, or by electronic or other means, a Consumer’s Personal information to another business or a third party for monetary or other valuable consideration.
Service refers to the Website.
Service Provider means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used.
Third-party Social Media Service refers to any website or any social network website through which a User can log in or create an account to use the Service.
Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).
Website refers to H Morales Agency, accessible from www.hmoralesfarmersagency.com
You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.
Text Message Program Terms & Conditions
SMS Program Terms & Conditions
These terms were last updated October 2024
Please read these “Terms and Conditions” for important information about H Morales Farmers Agency text message programs and available codes. By opting in to use our text message services, you have agreed to be bound by the terms and conditions contained here in. You further acknowledge and represent that you are the authorized user of the
mobile phone number that you provided or have been granted permission by the authorized user of the mobile phone number to enroll such mobile phone number in the service.
If you do not agree with these Terms and Conditions, you must immediately cease using the applicable text message program(s) and notify us, as provided below.
Although we do not impose an additional charge for this service, your mobile carrier’s message and data rates may apply. By enrolling in the service(s), you approve any charges that may be deducted by your wireless carrier from your prepaid balance, or that appear on your mobile phone bill. The number of messages you receive will vary
depending on the number of text services, the number of policies and billing accounts you have, as well as your account activity.
We may revise, modify or amend these “Terms and Conditions” at any time. Any such revisions, modifications, or amendments shall take effect when they are posted to H moralesfarmersagency.com
You agree to review these Terms and Conditions periodically to ensure
that you are aware of any changes. Your continued consent to receive text messages will indicate your acceptance of those changes.
We respect your right to privacy. You can review our privacy statement here.
Service availability and disclaimers
H Morales Farmers Agency’s text programs are offered on an “as is” basis and: (1) may not be available in all areas at all times; (2) may not continue to work in the event of product, software, coverage, or other service changes made by your wireless carrier; (3) may be terminated entirely or for individual participants at any time with or without notice,
H Morales Farmers Agency.: Text Message Program Terms and Conditions
Proprietary including, or example, before you have received any or all messages that you otherwise would have received; (4) delivery of texts to your mobile device may fail due to a variety of circumstances or conditions. We are not liable for delayed or undelivered messages.
Examples include, but are not limited to, system outages, mobile network service issues, state restrictions, and state of emergency.
H Morales Farmers Agency entities and each of their respective officers, directors, and employees are not responsible and shall not be liable for any losses or injuries of any kind resulting, directly or indirectly, from any text program or from technical failures or delays of any kind with respect thereto.
Keywords and shortcuts
You may opt in to available text message services from H Morales Farmers Agency entities and/or their representatives at any time by following the steps below. Please note that keywords and short codes may be changed, added, or removed, as necessary.
Opting in to texts
To start receiving texts from H Morales Farmers Agency. and/or their representatives, follow the instructions provided for the applicable program(s) or service(s).
Opt-in keywords: START
Opt-in message
Thank you for opting into SMS messages from H MORALES FARMERS AGENCY. To opt out at any time reply STOP. Message and data rates may apply. Messaging frequency may vary.
Opting out of texts
If you no longer wish to receive text messages for a specific text program, follow the opt-out instructions provided by that program. To opt out of all text programs, text STOPALL without any additional words, spaces, or characters either before or after the word.
Opt-out keywords: STOP
Opt-out message
Thank you for opting-out of SMS messages from H MORALES FARMERS AGENCY, you will not receive any further SMS communication.
To opt back in at any time reply START. Message and data rates may apply. Messaging frequency may vary.
How to get help
Help keywords: HELP
Help message
Thank you for contacting H MORALES FARMERS AGENCY customer support, for immediate assistance, please contact us at 714 544 3608, we will be in touch with you soon to help. Message and data rates may apply. Messaging frequency may vary.
You hereby release H Morales Farmers Agency and each of their respective officers, directors, and employees from any liability for your efforts to unsubscribe from any text message service via a text message that does not strictly comply with the terms stated herein, except to the extent required by law.
Opt-out requests and automatic opt-outs
Following the steps to opt out detailed above will opt you out of the applicable text message service. After you submit such a request to unsubscribe, you may receive additional text communications to confirm your opt-out. After you have unsubscribed from any text message service, you may re-enroll in the text message service at any
time by following the steps noted above, or in associated text program communications.
You may no longer receive certain text message services, if you change your mobile carrier or your mobile phone number.
H Morales Farmers Agency: Text Message Program Terms and Condions
Proprietary
Opting out of a text message service does not preclude H Morales Farmers Agency, and each of their respective officers, directors, employees, and representatives from sending messages otherwise allowed by applicable state and federal law.
Questions
Refer to the FAQ section of this page for commonly asked questions.
Eligibility for text message program participation To be eligible to participate in a H Morales Farmers Agency text program, you must provide any consent necessary to receive any such messages.
Depending on the nature of the message and the technology used to send it, prior express written consent may be required.
Such consent may be provided to a H Morales Farmers Agency representative, by requesting a quote on Hmoralesfarmersagency.com, or by updating your contact preferences on Hmoralesfarmesagency.com. By providing prior express written consent, you agree to receive marketing calls and text messages on behalf of H Morales Farmers Agency entities listed here that you selected, or their representatives, using an automated telephone dialing system, AIgenerated voice, and by artificial or pre-recorded voice, even if your telephone number is listed on a national, state, or business do-not-call registry. Consent is not a condition of purchase.
You can go to Hmoralesfarmersagency.com for alternative contact information.
If you revoke any consent necessary to receive applicable text messages, we will consider that a request to opt out of receiving only those text messages requiring such consent.
Because you are responsible for taking any necessary action on your policies which includes, among other things, timely payment of amounts owed, please consider the impact any revoked consent may have on methods by which you receive policy related texts, including billing texts.
FAQs
Q: How many text messages will I receive?
A: The number of messages you receive will vary depending on the number of text services, the number of policies and billing accounts you have, as well as your account activity.
Q: What numbers are used to send text messages?
A: The numbers will vary based on the applicable text program.
Q: Will this service work on my mobile device or phone?
H Morales Farmers Agency: Text Message Program Terms and Conditions Proprietary
A: The texting service should work if your device or phone can send and receive text messages and you use a major U.S. mobile carrier.
Q: Can I receive text messages on more than one device?
A: This varies by program.
Q: How can I receive help?
A: For help, either reply to an applicable mobile message with the instructions provided, contact your agent or call (714) 544-3608.
Collecting and Using Your Personal Data
Types of Data Collected
Personal Data
While using Our Service, We may ask You to provide Us with certain personally identifiable information that can be used to contact or identify You. Personally identifiable information may include, but is not limited to:
Email address
First name and last name
Phone number
Usage Data
Usage Data is collected automatically when using the Service.
Usage Data may include information such as Your Device’s Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that You visit, the time and date of Your visit, the time spent on those pages, unique device identifiers and other diagnostic data.
When You access the Service by or through a mobile device, We may collect certain information automatically, including, but not limited to, the type of mobile device You use, Your mobile device unique ID, the IP address of Your mobile device, Your mobile operating system, the type of mobile Internet browser You use, unique device identifiers and other diagnostic data.
We may also collect information that Your browser sends whenever You visit our Service or when You access the Service by or through a mobile device.
The policy that SMS subscription information and phone numbers collected specifically are for the exclusive purposes of H MORALES AGENCY.
The policy that SMS subscription information and phone numbers collected are NOT shared with third parties under any circumstances.
Tracking Technologies and Cookies
We use Cookies and similar tracking technologies to track the activity on Our Service and store certain information. Tracking technologies used are beacons, tags, and scripts to collect and track information and to improve and analyze Our Service.
You can instruct Your browser to refuse all Cookies or to indicate when a Cookie is being sent. However, if You do not accept Cookies, You may not be able to use some parts of our Service.
Cookies can be “Persistent” or “Session” Cookies. Persistent Cookies remain on your personal computer or mobile device when You go offline, while Session Cookies are deleted as soon as You close your web browser. Learn more about cookies: Cookies: What Do They Do?
We use both session and persistent Cookies for the purposes set out below:
Necessary / Essential Cookies
Type: Session Cookies
Administered by: Us
Purpose: These Cookies are essential to provide You with services available through the Website and to enable You to use some of its features. They help to authenticate users and prevent fraudulent use of user accounts. Without these Cookies, the services that You have asked for cannot be provided, and We only use these Cookies to provide You with those services.
Cookies Policy / Notice Acceptance Cookies
Type: Persistent Cookies
Administered by: Us
Purpose: These Cookies identify if users have accepted the use of cookies on the Website.
Functionality Cookies
Type: Persistent Cookies
Administered by: Us
Purpose: These Cookies allow us to remember choices You make when You use the Website, such as remembering your login details or language preference. The purpose of these Cookies is to provide You with a more personal experience and to avoid You having to re-enter your preferences every time You use the Website.
Tracking and Performance Cookies
Type: Persistent Cookies
Administered by: Third-Parties
Purpose: These Cookies are used to track information about traffic to the Website and how users use the Website. The information gathered via these Cookies may directly or indirectly identify you as an individual visitor. This is because the information collected is typically linked to a pseudonymous identifier associated with the device you use to access the Website. We may also use these Cookies to test new advertisements, pages, features or new functionality of the Website to see how our users react to them.
For more information about the cookies we use and your choices regarding cookies, please visit our Cookies Policy or the Cookies section of our Privacy Policy.
Use of Your Personal Data
The Company may use Personal Data for the following purposes:
To provide and maintain our Service, including to monitor the usage of our Service.
To manage Your Account: to manage Your registration as a user of the Service. The Personal Data You provide can give You access to different functionalities of the Service that are available to You as a registered user.
For the performance of a contract: the development, compliance and undertaking of the purchase contract for the products, items or services You have purchased or of any other contract with Us through the Service.
To contact You: To contact You by email, telephone calls, SMS, or other equivalent forms of electronic communication, such as a mobile application’s push notifications regarding updates or informative communications related to the functionalities, products or contracted services, including the security updates, when necessary or reasonable for their implementation.
To provide You with news, special offers and general information about other goods, services and events which we offer that are similar to those that you have already purchased or enquired about unless You have opted not to receive such information.
To manage Your requests: To attend and manage Your requests to Us.
The policy that SMS subscription information and phone numbers collected specifically are for the exclusive purposes of H MORALES AGENCY.
The policy that SMS subscription information and phone numbers collected are NOT shared with third parties under any circumstances.
Retention of Your Personal Data
The Company will retain Your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use Your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.
The Company will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of Our Service, or We are legally obligated to retain this data for longer time periods.
Transfer of Your Personal Data
Your information, including Personal Data, is processed at the Company’s operating offices and in any other places where the parties involved in the processing are located. It means that this information may be transferred to — and maintained on — computers located outside of Your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from Your jurisdiction.
Your consent to this Privacy Policy followed by Your submission of such information represents Your agreement to that transfer.
The Company will take all steps reasonably necessary to ensure that Your data is treated securely and in accordance with this Privacy Policy and no transfer of Your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of Your data and other personal information.
The policy that SMS subscription information and phone numbers collected specifically are for the exclusive purposes of H MORALES AGENCY.
The policy that SMS subscription information and phone numbers collected are NOT shared with third parties under any circumstances.
Security of Your Personal Data
The security of Your Personal Data is important to Us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While We strive to use commercially acceptable means to protect Your Personal Data, We cannot guarantee its absolute security.
Privacy Policy for California Residents
This section contains disclosures required by the California Consumer Privacy Act (“CCPA”) and applies only to “personal information” that is subject to the CCPA.
Characteristics of protected classifications under California or federal law
Male/female
Internet or other electronic network activity information
Referring website address;
Web browser type and version;
Geolocation data;
Internet service provider;
Time and date of your visit to the Site;
Behavioral data
Commercial information
Products or services purchased, obtained, considered
Inferences drawn from the above information about your predicted characteristics and preferences
Inferences about an individual’s propensity to respond to a particular email advertisement.
We collect the above personal information directly from you via the Site, including through cookies. Cookies are stored on your computer to facilitate and customize your use of our Site. A cookie is a small data text file stored on your computer’s hard drive (if your web browser permits) that can later be retrieved to identify you to us. Cookies simplify your use of the Site, ensure it runs smoothly, and help us maintain a secure Site. They may collect information such as the referring website address, your IP address, browser type and version, Internet service provider, area code and zip code associated with your server, the time and date of your visit, and time spent on the Site.
We collect personal information through your interactions on the Site, including your interest in particular services or products, and any personal information you submit in connection with your requests. We also track whether you respond to specific advertisements and which third-party advertisements and links you click through the Site.
The collection of personal information categorized as “Identifiers, or information that identifies, relates to, describes, or is capable of being associated with, a particular individual” is used for the following purposes: 1) providing access and interaction with the Site; 2) connecting you with the services or products featured on the Site that you indicate a need for.
The collection of personal information categorized as “Characteristics of protected classifications under California or federal law” is used for: 1) tracking consumer interaction with the Site; 2) advertising/marketing services; 3) analytics and internal research; and 4) verifying or maintaining quality or safety.
The collection of personal information categorized as “Internet or other electronic network activity information” serves the following purposes: 1) providing access and interaction with the Site; 2) connecting you with the services or products you indicate a need for; 3) tracking consumer interaction, detecting security incidents, protecting against malicious activities, and debugging to repair functionality issues; 4) advertising/marketing services; 5) analytics and internal research; and 6) verifying or maintaining quality or safety.
The collection of personal information categorized as “Commercial information” is used to: 1) connect you with the services or products you indicate a need for; 2) provide advertising/marketing services; and 3) conduct analytics and internal research.
The collection of personal information categorized as “Inferences drawn from any of the above information to create a profile about a consumer reflecting their preferences, characteristics, behavior, etc.” is required for: 1) advertising/marketing services; and 2) analytics and internal research.
What Personal Information Do We Sell?
Under the definitions of “Sell” and “Sale” in the CCPA, we do not sell your personal information.
The policy that SMS subscription information and phone numbers collected specifically are for the exclusive purposes of H MORALES AGENCY.
The policy that SMS subscription information and phone numbers collected are NOT shared with third parties under any circumstances.
Your Right to Request to Know and How to Submit a Verified Request to Know
A “request to know” is a request related to the personal information a business holds about a consumer. It may include a request for any or all of the following:
Specific pieces of personal information that we have collected about you;
Categories of personal information that we have collected about you;
Categories of sources from which the personal information was collected;
Categories of personal information that we have sold or disclosed for a business purpose about you;
Categories of third parties to whom the personal information was sold or disclosed for a business purpose; and
The business or commercial purpose for collecting or selling the personal information.
The CCPA permits consumers to make requests to know up to twice in a twelve (12) month period.
To submit a request to know, please email your request to privacy@hmoralesfarmersagency.com . To process your request, we will require you to submit your name, email address, and/or phone number. This information will be used to verify your request and attempt to identify you within our data records. If you choose to use an authorized agent to exercise your right to submit a request for information, we may require the following before processing the request: 1) proof of your written and signed permission for the authorized agent to act on your behalf; 2) direct verification of your identity with us; and 3) direct confirmation with us that you provided the authorized agent permission to submit the request on your behalf.
We will only use the information you submit in conjunction with your request to verify your identity and provide you with the information requested.
Your Right to Non-Discrimination for the Exercise of Your Privacy Rights
California affords consumers with the right not to receive discriminatory treatment by a business for the exercise of their privacy rights conferred by the CCPA. This means that you cannot be denied goods or services; be charged different prices or rates; be provided with a different level or quality of goods or services; or have it suggested that you will receive a different price or rate or different level or quality of goods or services. However, a business may offer a financial incentive or price or service difference if it is reasonably related to the value of the consumer’s data. A business shall notify consumers of any financial incentive or price or service difference.
Your California Privacy Rights (California’s Shine the Light law)
Under California Civil Code Section 1798 (California’s Shine the Light law), California residents with an established business relationship with us can request information once a year about sharing their Personal Data with third parties for the third parties’ direct marketing purposes.
If you’d like to request more information under the California Shine the Light law, and if you are a California resident, You can contact Us using the contact information provided below.
California Privacy Rights for Minor Users (California Business and Professions Code Section 22581)
California Business and Professions Code section 22581 allow California residents under the age of 18 who are registered users of online sites, services or applications to request and obtain removal of content or information they have publicly posted.
To request removal of such data, and if you are a California resident, You can contact Us using the contact information provided below, and include the email address associated with Your account.
Be aware that Your request does not guarantee complete or comprehensive removal of content or information posted online and that the law may not permit or require removal in certain circumstances.
Links to Other Websites
Our Service may contain links to other websites that are not operated by Us. If You click on a third party link, You will be directed to that third party’s site. We strongly advise You to review the Privacy Policy of every site You visit.
We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.
The policy that SMS subscription information and phone numbers collected specifically are for the exclusive purposes of H MORALES AGENCY.
The policy that SMS subscription information and phone numbers collected are NOT shared with third parties under any circumstances.
Changes to this Privacy Policy
We may update our Privacy Policy from time to time. We will notify You of any changes by posting the new Privacy Policy on this page. We will let You know via email and/or a prominent notice on Our Service, prior to the change becoming effective and update the “Last updated” date at the top of this Privacy Policy. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.
For help, either reply to an applicable mobile message with the instructions provided, contact your agent or call (714) 544-3608.
Contact us
Contact us and we’ll be happy to respond!
17581 Irvine Blvd #204, Tustin, CA 92780
Thank you for contacting H MORALES FARMERS AGENCY , for immediate assistance, please contact us at 714 544 3608, we will be in touch with you soon to help. Message and data rates may apply. Messaging frequency may vary.
If you have any questions about this Privacy Policy, You can contact us: privacy@hmoralesfarmersagency.com